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Joseph Bonaduce

Joseph Bonaduce
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Senior Loan Officer
Cranford, NJ
908-603-1111 office

908-507-6839 mobile
908-592-0273 fax
NMLS# 113188
Loan Application


2014 Five Star Professional
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Born and raised in Somerville, NJ
Life long NJ resident
Somerville High School Graduate
Currently living in Somerset County

Bachelor of Science – Finance – The College of New Jersey 2003 – 2007
Past both the National and State NMLS licensing tests required for mortgage origination in 2010 (the first year this has ever been required)

Work Experience:
Loan Officer Since 2006
Specializing in Residential Lending
FHA 203(k) Rehabilitation Loans
Conventional Financing
USDA Mortgages

My whole career has been about getting the tough deals done in some of the toughest markets real estate professionals have ever seen. Through JMC’s vast resources we find ways to make the dream of home ownership a reality.

My pledge to all of my clients is unwavering professionalism, honesty and accessibility throughout the entire mortgage process.


Awards and Accolades

Five StarProfessional conducts research to help consumers with the important
decision of selecting a service professional. The Five Star award is presented 
to wealth managers, real estate agents, mortgage professionals, 
home/auto insurance professionals and dentists in more than 45 markets in
the U.S. and Canada

Contact me today by clicking here or calling 908-603-1111 with any questions you may have.


We had been looking for a house for over 2 years and initially started working with Jersey Mortgage Company. Our representative, Joe B, was very patient, and checked in with us frequently to see how our search was going. When we finally put an offer in on a house he was amazingly patient in helping us sort through every option available to us. Kim B was fantastic in ensuring that all of our paperwork was submitted on time so that we would close on our target date. Our closing date was ambitious, but the team at Jersey Mortgage was so efficient that we were able to close in less than 6 weeks from time of offer. I would recommend them, our Realtor would recommend them, and our attorney would recommend them. They were amazing.
-Renee C.  (Yelp Review)

Dear Joe,

As I have finally moved in and the excitement of unpacking have begun, I once again on behalf of my family would like to take this time to “Thank You” so much for make this process possible. None of this would have been a reality without your knowledge of the Mortgage process and your guidance through the process, from taking the time to respond to my endless texts, e-mails and phone calls, at times during conferences, on your way to meetings and even on your Son’s birthday. I will forever be Grateful to you for all you did and to let you know that my closing on May 30, 2014 a successful one because of you. I appreciate all that you and the rest of your team did to make the process a smooth one. Again it was a pleasure to have you guide me through this process and it never be forgotten.


Special thanks goes out to Kim and Lisa and the rest of the Jersey Mortgage team. They are Fantastic at what they do.

Again many Thanks,
-Westley Smith

Joe Bonduce and his team are the best! Emily Burns was so helpful and a pleasure to work with. Thank you for making my dream a reality!

Joe Bonaduce and his assistant Kim were a pleasure to work with.

I have dealt with a few financial officers in my lifetime and have to tell you that the your "Five Star Rating" is a 100% bonafide selection. You are the only financial officer who told me the truth every step of the way in attaining my loan. Having just gone through hell with my previous group, I was disappointed. You made all our stress melt away. Thank you and congratulations again.

Still a happy home owner,

Kari Bryngeirsson

To whom it may concern:

I am writing to recommend Joe Bonduce and the staff of Jersey Mortgage Corporation. Joe’s commitment to our family for over a year was, without doubt, the most important aspect of our success in finding both our perfect home and the perfect financing for our situation. When we became frustrated and overwhelmed in our search, Joe made it a point to reassure us that the perfect home was out there. He assisted us during a difficult transition between realtors and made sure that we were in the best hands possible. Joe’s expertise found the best and most affordable mortgage option for our family which opened up other aspects of the real estate market we had initially thought closed to us. He was able to bring options to the table that other brokers had not mentioned in the past.
Once we had located our home, both Joe and his staff were committed to making it happen for us. They worked tirelessly to ensure that we were able to meet an extremely tight closing date. Without their level of expertise, commitment, and professionalism we would not have been able to make it happen. There is no doubt in my mind that without Joe and his staff, we would have
lost the perfect home for our family. We can, without hesitation, say that for any and all future mortgage needs we will call Joe Bonaduce and the staff at Jersey Mortgage. The level of commitment and service to their customers is, by far, leaps and bounds above the rest in the industry. The professionalism, friendliness, care, and dedication of everyone we dealt with at Jersey Mortgage makes recommending them to anyone an easy choice. Without the assistance of Joe and his staff our dream of home ownership would not have become a reality and for that we are extremely thankful.
Felix and Krista Reid


We want to thank you so much for your help and commitment to us. Without you and Dave we would not be home owners and thank you does not even cover our gratitude. We hope that you will join us this summer when we have our BBQ to welcome our friends and family to our new home.
Our many and endless sincere thanks to you and your staff,
-Krista Reid

Hi Joe! All is well and we are just excited about finally moving in after we finish the painting, lighting and floors. SO much work to be done! We will definitely be referring any friends and family to you in the future. You were a breeze to work with and got us such a great deal!

Thank you!
- Jessica

I recently had the privilege and pleasure to work with Joe Bonaduce to obtain my new mortgage. Joe was always very supportive, demonstrated attention to detail, dedicated and went above and beyond to perform his duties in timely manner which made me very comfortable. He always maintained the high standard of ethical behavior and kept me up to date in every step of the way which gave me peace of mind during the whole process. As a first time buyer, he guided me along the way and he made himself available any time I needed his attention even during his vacation which was HUGE.

I would strongly recommend him if you need a great professional and expert on the Mortgage field.

Thanks a lot,
- Lou

Dear Joe,

Now that I have settled in my new home, I just wanted to take a moment to thank you for all your assistance in helping me get my mortgage.
You were amazing from the start of following up with me as to how selling my home was coming along to your patience and professionalism in getting the mortgage for my new townhouse.  The closing was difficult and I had never been through the selling of one home and the buying of another so there were many challenges along the way but I always knew that you were there to help me and answer any and all questions that I had.
Never having taken out a mortgage on my own  I know that I had many questions and concerns,  you were able to take your time with me and help me fill out paperwork and most of all  understand what I was filling out!!
I highly recommend you and will certainly refer you to anyone I know needing to get a mortgage.
Thanks again Joe.
- Rhonda Cosaluzzo

Dear Mr. Kenny,

I just wanted to take a moment to say how satisfied I was with the service I received from both Joe and Linda.
Linda was a real champ with following up with me on the endless details and paperwork required for me to complete my mortgage and buy my home. She is definitely an asset to your company.
Regarding Joe- wow what can I say, he is real pro and was there for me through the entire process. I valued and trusted his advice and I was very satisfied with the results. He was also there for me any time I had a question or concern. The follow up i received from Joe was an added bonus, i would not have expected.
I have been through this process several times and I have never been as satisfied as I was with the service that Joe and Linda provided!
- Larry Bartels

Joe Bonaduce was great! He helped navigate what seemed to be a never ending process with buying a home.  As a first time home buyer, I was beyond stressed, but Joe followed through on a day to day basis and was available anytime I needed him for a question or just for some reassurance at the end of the day.  As stressful as it was, I hung in there and I got a great deal my new home and a great rate on the mortgage! I really feel Joe did his part in every way possible to make my dream come true!!  I would definitely recommend him to anyone i know purchasing a home!!   Thanks a million!!


Dear Joe,

Thank you for working with us throughout the home buying process.  You always got back to us quickly and answered all of our questions.  We wouldn’t have been able to close last Friday if it weren’t for you.  You know how to get things done, and we truly appreciate it.  Thank you again, and please extend our gratitude to your entire team.
- Genevieve and Justin Gaynor

This is my second home purchase, but my first time using Jersey Mortgage, I wish I had met them during my first purchase. The BEST EVER! Joe Bonaduce and his assistant Linda Olivera, wonderful, professional, and corteous people. Even after my closing, Joe called to make sure everything was okay, what a guy!I will recommend you to anyone, thanks again for all your help.

- Inez (Yahoo! Review

Now that I have a little bit of breather room, I'd like to say "THANK YOU!"  You have been absolutely helpful, professional, prompt and courteous during one of life's most stressful times.  I have to apologize that even for a minute I had you guys compared to the larger banks during my time of getting the GFEs.  None of them - TD Bank, Citi, Chase, Wells Fargo, and Bank of America - come close to the kind of service and speed that I got from you guys.  You really made me feel that I was YOUR customer and not "just another customer.  I can't say enough how impressed I am with you.  I sincerely meant it when I said that I'd be more than happy to be a reference for you and JM.

- Jimmy A.

Joe Bonaduce is my guy! He helped navigate what seemed to be a never ending process with buying foreclosures....but we hung in there and I got a great deal on the house, and a great rate on the mortgage. I really feel Joe was in my corner. Thanks!

- Chris B. (Google Review)

Very responsive, helpful, and knowledgeable loan officer. Helpful tremendously throughout the entire process. Strongly recommend!

- Lechbuga (Zillow Review)

Joe Bonaduce is the BEST!!! Matter a fact, everyone we came in contact with at Jersey Mortgage was awesome!...They guided me through EVERYTHING, not just the loan part. I must have called Joe B a million times in 3 months. He NEVER once dropped his professionalism! He was EXTREMELY knowledgeable in the entire process and my wife and I's first time home buying experience feel like we were veterans in the process.

Thanks again to Joe Bonadice and EVERYONE on the Jersey Mortgage Company team.

- Tim W. (Yelp Review)

We recently refinanced with Jersey Mortgage and had a great experience. Joe Bonaduce was the mortgage representative and he was outstanding. Very customer service oriented and extremely knowledgeable about his business. An extremely positive experience. I have and will continue to recommend Joe Bonaduce and Jersey mortgage.

- MetSox204 (Yahoo Local Review)

Being a First Home Buyer, I was very nervous making sure I had everything together. Joe Bonaduce was absolutely wonderful! He was always there to answer any of my stupid questions or concerns. The whole experience was stress free. My calls and emails were always answered quickly and the information was always explained to where I was able to understand. I would recommend Joe at Jersey Mortgage to anyone. 

- Martha (Google Review)