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ABOUT JERSEY MORTGAGE

With roots dating back to 1938, Jersey Mortgage Company has been delivering outstanding mortgage refinancing, first time home buyer loans, and other financing solutions for decades.

Unlike online brokers that simply have low rates, we are a direct lender. You get a custom, secure mortgage, with competitive mortgage rates and fees, plus a wide variety of mortgage options to suit your specific needs. No matter what your circumstances are, a Jersey Mortgage Company loan officer will work side by side with you to get the deal done— and get it done the right way.We process and underwrite all loans in-house, so there are no third parties or hidden fees involved. It’s a simple, seamless process with no surprises.

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First time home buyer loans don’t have to be confusing

Timing is everything when it comes to real estate and financing. With home prices and home mortgage rates so low, there’s never been a better time to refinance your current loan, purchase a second home or explore First Time Home Buyer Loans.

There’s also never been a more important time to look beyond the promise of low rates and get your home loan from a mortgage company you can trust; one with a proven record of unsurpassed customer service and an established reputation. Whether you’re in the market for fixed rate or adjustable mortgage rate terms, our award-winning mortgage company in NJ can customize the right mortgage package just for you.

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Loan Options

You Can Pick From

Because we’re a direct lender, we’re able to offer programs and services that others can’t; like direct in-house underwriting, FHA, USDA, VA, First Time Home Buyers, and other home loan programs. And, we have established relationships with all the major financial lenders so you get exactly the right loan package for your needs.

  First Time Home Buyers

Explore the benefits of our First Time Home Buyer programs and see what unique advantages exist for new home buyers.

  FHA Loans

FHA refinance and other FHA loans are ideal for families who have a compromised or non-existent credit history

  USDA Rural Housing Loan

When a traditional home loan isn’t an option, and you’ve found a home in an eligible county, a USDA Rural Housing Loan is an option.

  VA Home Loans

The VA Home Loan program helps Veterans acquire homes with almost no “red tape” and extremely flexible guidelines.

  Mortgage Refinancing Options

With mortgage refinancing, you can free up cash to pay down debt or even invest in other real estate

  Reverse Mortgages

There are many mortgage options available to suit almost every type of borrower., including Jumbo Loans and more.

What Our Customers Think

See what others are saying about our unequalled service, and why we have built a reputation second to none!

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